AIA
 

Important Notes

  • The MPF Conservative Fund , the Capital Stable Portfolio, the Allianz Capital Stable Fund and the Fidelity Capital Stable Fund in the AIA MPF - Prime Value Choice (the "Scheme"), do not guarantee the repayment of capital under all circumstances.
  • The Guaranteed Portfolio in the Scheme invests solely in an approved pooled investment fund in the form of an insurance policy issued by the AIA Company Limited (the "Insurer"). The guarantee is also given by the Insurer. Your investments in the Guaranteed Portfolio, if any, are therefore subject to the credit risks of the Insurer. Please refer to Section A3, Schedule 16, and Appendix 2 of the Principal Brochure for the details of the credit risk, guarantee features and guarantee conditions.
  • The Guaranteed Portfolio in the Scheme is a capital guaranteed fund. Your investments are therefore subject to the credit risks of the guarantor, AIA Company Limited. The guarantee only applies when Members hold their investment until the end of a Scheme Year. Please refer to Section A3, Schedule 16, and Appendix 2 of the Principal Brochure for the details of the credit risk, guarantee features and guarantee conditions.
  • You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
  • You should consider your own risk tolerance level and financial circumstances before investing in the MPF default investment strategy. You should note that the Core Accumulation Fund and the Age 65 Plus Fund may not be suitable for you, and there may be a risk mismatch between the Core Accumulation Fund and the Age 65 Plus Fund and your risk profile (the resulting portfolio risk may be greater than your risk preference). You should seek financial and/or professional advice if you are in doubt as to whether the MPF default investment strategy is suitable for you, and make the investment decision most suitable for you taking into account your circumstances.
  • You should note that the implementation of the MPF default investment strategy may have an impact on your MPF investments and benefits. We recommend that you consult with the Trustee if you have doubts on how you are being affected.
  • If you do not make any investment choices, your contributions made and/or benefits transferred into the Scheme will be invested in the MPF default investment strategy as more particularly described in Section D7 of the Principal Brochure of the Scheme.
  • Members reaching 65th birthday or early retiring on reaching age 60 may apply (subject to the completion of such document or form (in such form and on such terms) as the Trustee may require from time to time, subject to the relevant MPF requirements, and prescribe from time to time) for payment of the MPF Benefits in instalments. Please refer to “3. Payment of benefits” under Section D of the Principal Brochure for further details.
  • If a Member is currently investing in the Guaranteed Portfolio, a payment of benefits in instalments may affect the Member’s entitlement to the guaranteed and the Member may lose his/her guarantee, that is, the amounts withdrawn will not be entitled to any guarantee after withdrawal. Please refer to the guarantee features of the Guaranteed Portfolio, please refer to section (h) of Schedule 16 to the Principal Brochure for details. Guarantee charge will apply to Members who remain investing the Guaranteed Portfolio.
  • You should not base your investment choices on this website alone and should refer to the Principal Brochure of the Scheme.
  • For the purposes of this website "AIA" refers to AIA Pension and Trustee Co. Ltd. (incorporated in the British Virgin Islands with limited liability); "AIA(T)" refers to AIA Company (Trustee) Limited; "AIA Group" or "the Group", collectively refers to AIA Group Limited and its subsidiaries including AIA Company (Trustee) Limited and its affiliates and subsidiaries.
  • Issued by AIA Pension and Trustee Co. Ltd.

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