Fund Choices
| Constituent Fund | Risk/Rating (1-5) + low (1) → high (5) |
Investment Manager | AIA MPF - Prime Value Choice |
|---|---|---|---|
| Lifestyle Funds | |||
| Growth Portfolio | 4 | PineBridge, JFAM | YES |
| Balanced Portfolio | 3 | PineBridge, JFAM | YES |
| Capital Stable Portfolio | 2 | PineBridge, JFAM | YES |
| Fidelity Growth Fund | 4 | FIL | YES |
| Fidelity Stable Growth Fund | 3 | FIL | YES |
| Fidelity Capital Stable Fund | 2 | FIL | YES |
| Dynamic Asset Allocation Fund | |||
| China HK Dynamic Asset Allocation Fund | - | Value Partners | YES |
| Manager's Choice Fund | 4 | PineBridge | YES |
| Equity Funds | |||
| Asian Equity Fund | 5 | JFAM | YES |
| European Equity Fund | 5 | JFAM | YES |
| Greater China Equity Fund | 5 | JFAM | YES |
| Green Fund | 5 | Amundi | YES |
| Hong Kong Equity Fund | 5 | JFAM | YES |
| Japan Equity Fund | 5 | JFAM | YES |
| North American Equity Fund | 5 | PineBridge | YES |
| Guaranteed Fund | |||
| Guaranteed Portfolio* | 1 | PineBridge | YES |
| Fixed Income Funds | |||
| Asian Bond Fund | 1 | JFAM | YES |
| Global Bond Fund | 1 | PineBridge | YES |
| MPF Conservative Fund^ | 1 | PineBridge | YES |
| Equity Funds - Index-Tracking Collective Investment Scheme ("ITCIS") Series# | |||
| American Fund | 5 | PineBridge | YES |
| Eurasia Fund | 5 | PineBridge | YES |
| Hong Kong and China Fund | 5 | PineBridge | YES |
| World Fund | 5 | PineBridge | YES |
| Default Investment Strategy Funds | |||
| Core Accumulation Fund | Risk level medium to high | Vanguard | YES |
| Age 65 Plus Fund | Risk level low to medium | Vanguard | YES |
| Notes: |
|
| Investment involves risks and not all constituent funds available under the Scheme would be suitable for everyone. Investment performance and returns may go down as well as up. Past performance is not indicative of future performance. |
| For further details including the fees and charges, product features and risks involved, please refer to the Principal Brochure of the Scheme. |
| + The risk rating stated above is for reference only and is determined by AIA Company (Trustee) Limited based on the proportion of investments in equities, bonds and deposits & debt securities of the relevant Constituent Funds. Such rating will be reviewed annually in accordance with prevailing market circumstances. |
| # The Constituent Funds in this category are portfolio management funds investing in more than one approved ITCISs. These Constituent Funds are not index-tracking funds. |
| * AIA Company Limited (the "Insurer") is the insurer of the insurance policy underlying the Guaranteed Portfolio. |
| The guarantee provided by the Insurer is subject to conditions and applies only when members hold their investment until the end of a scheme year. |
| In the event a Participating Employer participates in a scheme provided by another service provider and therefore necessitates any withdrawal(s) from the Guaranteed Portfolio, the Individual Account of an Employee Member of the withdrawing Participating Employer may be subject to a discretionary adjustment (which may reduce the balance of his/ her Individual Account). The discretionary adjustment is determined at the sole discretion of the Insurer on withdrawal but will in no event exceed 5% of the Individual Account balance. Scheme participants are advised to refer to the Principal Brochure of the Scheme for more information regarding this and other funds. |
| The Insurer will declare an interim rate (which will not be less than 0% per annum) each month. Interest on Individual Accounts will be accrued and credited daily based on the interim rate. At the end of each financial year (ending on 30 November), the Insurer will declare an annual interest rate (the "Annual Rate"). The Annual Rate and any interim rate declared are determined at the sole discretion of the Insurer. The Insurer guarantees that the Annual Rate declared, however, will not be less than 0% per annum. |
| ^ Fees and charges of the MPF Conservative Fund in the Scheme are deducted from the assets of the fund and, therefore, unit price/NAV/fund performance quoted have incorporated the impact of fees and charges. |