ORSO

Important Notes

  • "Relevant Scheme", for the purposes of this website, means AIA Retirement Fund Scheme, which is a pooled scheme under the Occupational Retirement Schemes Ordinance.
  • The AIA Capital Guaranteed Fund in the AIA Retirement Fund Scheme invests in an insurance policy issued by the AIA Company Limited (the “Insurer"). Your investments in the AIA Capital Guaranteed Fund, if any, are therefore subject to the credit risks of AIA as both insurer and guarantor. Your entitlement to the capital guarantee under the AIA Capital Guaranteed Fund for each calendar year will be subject to your continued investment in the AIA Capital Guaranteed Fund until the end of each calendar year and the termination or withdrawal from the AIA Capital Guaranteed Fund before such date will be fully exposed to fluctuations in the value of the assets comprising the AIA Capital Guaranteed Fund.
  • The AIA Guaranteed Fund in the AIA Retirement Fund Scheme is a capital guaranteed fund. The guarantor is . Your investments in the AIA Guaranteed Fund, if any, are subject to the credit risk of the guarantor. Your entitlement to the capital guarantee under the AIA Guaranteed Fund for each plan year will be subject to your continued investment in the AIA Guaranteed Fund until the end of each plan year (please refer to the section entitled "Glossary" of the Principal Brochure of the AIA Retirement Fund Scheme for details of how a year is defined), and the termination or withdrawal from the AIA Guaranteed Fund before such date will be fully exposed to fluctuations in the value of the assets comprising the AIA Guaranteed Fund.
  • You should consider your own risk tolerance level and financial circumstances before making any fund choices. When, in your selection of fund choices, you are in doubt as to whether a certain fund choice is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the fund choice(s) most suitable for you taking into account your circumstances.
  • In the event that you do not make any fund choices, your contributions made and/or benefits transferred into the Relevant Scheme in respect of you will be invested in the default fund choice as agreed between your employer and the Trustee (and set out in the appropriate enrolment form(s)).
  • The AIA Capital Stable Fund does not guarantee the repayment of capital under all circumstances.
  • You should not base your investment choices on this website alone and should refer to the Principal Brochure of the Relevant Scheme.
  • Investment involves risks, you may suffer significant loss of your investments and not all investment choices available under the Relevant Scheme would be suitable for everyone. Investment performance and returns may go down as well as up. Past performance is not indicative of future performance.