Fund Details

AIA Retirement Fund Scheme

AIA Guaranteed Fund¹

AIA Capital Guaranteed Fund¹

AIA Global Bond Fund

AIA Capital Stable Fund²

AIA Balanced Fund

AIA Growth Fund

AIA Manager's Choice Fund

AIA American Equity Fund

AIA European Equity Fund

AIA Hong Kong Equity Fund

AIA Greater China Equity Fund

AIA Asia ex Japan Equity Fund

AIA Hong Kong and China Fund

AIA World Fund

AIA Guaranteed Fund¹		Investment Mix
Investment Objective	To generate a secured source of high recurring income over the long run and the guarantee of capital by investing in prudent, balanced fixed income instruments and equities with low to medium inherent risk.	87% - 98% in bonds and other fixed income instruments, 0%-7% in preferred/common stocks and 2%-6% in cash.
Denomination	HKD
Risk Rating (1-5)⁺ low (1) -> high (5)

AIA Capital Guaranteed Fund¹		Investment Mix
Investment Objective	To achieve a stable, consistent, predictable rate of return and the guarantee of capital, by investing primarily in, but not limited to, fixed income instruments or any product which, in the opinion of the Guarantor, provides economically equivalent returns, and investments in equity will not exceed 15% of total assets.	Invest primarily in, but not limited to, Hong Kong fixed income securities or any product which, in the opinion of the Guarantor, provides economically equivalent returns.
Denomination	HKD
Risk Rating (1-5)⁺ low (1) -> high (5)

AIA Global Bond Fund		Investment Mix
Investment Objective	To achieve long-term stable return from a combination of income and capital appreciation through investing primarily in fixed income securities in the international markets.	Through investing primarily in two or more collective investment schemes (which may include index tracking funds), invest in fixed income securities in the international markets (i.e., no less than 70% of net asset value). And, may indirectly invest up to 30% of assets in debt instruments with loss-absorption features.
Denomination	USD
Risk Rating (1-5)⁺ low (1) -> high (5)

AIA Capital Stable Fund²		Investment Mix
Investment Objective	To achieve long-term stable capital appreciation with lower volatility and adopts a conservative approach in relation to the allocation between (i) equities and (ii) fixed income securities, money market instruments and/or cash.	Invest primarily in two or more collective investment schemes (which may include index tracking funds). May invest 10% to 50% of assets in equities and 50% to 90% in fixed income securities, money market instruments and/or cash. And, may indirectly invest up to 30% of assets in debt instruments with loss-absorption features.
Denomination	USD
Risk Rating (1-5)⁺ low (1) -> high (5)

AIA Balanced Fund		Investment Mix
Investment Objective	To achieve long-term capital appreciation with moderate volatility and adopt a balanced approach in relation to the allocation between (i) equities and (ii) fixed income securities, money market instruments and/or cash.	Invest primarily in two or more collective investment schemes (which may include index tracking funds). May invest 30% to 70% of assets in equities and 30% to 70% in fixed income securities, money market instruments and/or cash. And, may indirectly invest up to 30% of assets in debt instruments with loss-absorption features.
Denomination	USD
Risk Rating (1-5)⁺ low (1) -> high (5)

AIA Growth Fund		Investment Mix
Investment Objective	To achieve long-term capital growth and appreciation and adopts an aggressive approach in relation to the allocation between (i) equities and (ii) fixed income securities, money market instruments and/or cash.	Invest primarily in two or more collective investment schemes (which may include index tracking funds). May invest 70% to 100% of assets in equities and 0% to 30% in fixed income securities, money market instruments and/or cash. And, may indirectly invest up to 30% of assets in debt instruments with loss-absorption features.
Denomination	USD
Risk Rating (1-5)⁺ low (1) -> high (5)

AIA Manager's Choice Fund		Investment Mix
Investment Objective	To achieve long-term capital appreciation by performing dynamic asset allocation.	Invest primarily in two or more collective investment schemes (which may include index tracking funds). Depending on the market condition, may allocate 10% to 90% of assets in equities, with the balance invested in fixed income securities, money market instruments and/or cash. And, may indirectly invest up to 30% of assets in debt instruments with loss-absorption features.
Denomination	HKD
Risk Rating (1-5)⁺ low (1) -> high (5)

AIA American Equity Fund		Investment Mix
Investment Objective	To achieve long-term capital growth through investing in equities issued by companies listed, based or operating principally in the US.	Through investing primarily in two or more collective investment schemes (which may include index tracking funds), invest majority of assets (i.e., no less than 70% of net asset value) in equities, with the remainder in cash and fixed income securities.
Denomination	USD
Risk Rating (1-5)⁺ low (1) -> high (5)

AIA European Equity Fund		Investment Mix
Investment Objective	To achieve capital growth through investing primarily in equities issued by companies listed, based or operating principally in Europe.	Through investing primarily in two or more collective investment schemes (which may include index tracking funds), invest majority of assets (i.e., no less than 70% of net asset value) in equities, with the remainder in cash and fixed income securities.
Denomination	HKD
Risk Rating (1-5)⁺ low (1) -> high (5)

AIA Hong Kong Equity Fund		Investment Mix
Investment Objective	To achieve long-term capital appreciation by primarily investing in equities issued by companies listed, based or operating principally in Hong Kong.	Through investing primarily in two or more collective investment schemes (which may include index tracking funds), invest majority of assets (i.e., no less than 70% of net asset value) in Hong Kong equities. And, may invest less than 30% of assets in China A-Shares and China B-Shares.
Denomination	HKD
Risk Rating (1-5)⁺ low (1) -> high (5)

AIA Greater China Equity Fund		Investment Mix
Investment Objective	To achieve long-term capital appreciation by investing primarily in equities issued by companies listed, based or operating principally in Greater China region, including the PRC, Hong Kong, Macau and Taiwan.	Through investing primarily in two or more collective investment schemes (which may include index tracking funds), invest majority of assets (i.e., no less than 70% of net asset value) in Greater China region equities. And, may invest less than 30% of assets in China A-Shares and China B-Shares.
Denomination	HKD
Risk Rating (1-5)⁺ low (1) -> high (5)

AIA Asia ex Japan Equity Fund		Investment Mix
Investment Objective	To achieve long-term capital appreciation by investing primarily in equities and equity-related securities issued by companies listed, based or operating principally in the Asian Region (excluding Japan).	Through investing primarily in two or more collective investment schemes (which may include index tracking funds), invest majority of assets (i.e., no less than 70% of net asset value) in Asian region (excluding Japan) equities. And, may invest, to a lesser extent, in equity and equity-related securities of companies listed, based or operating principally in Australia and New Zealand.
Denomination	USD
Risk Rating (1-5)⁺ low (1) -> high (5)

AIA Hong Kong and China Fund		Investment Mix
Investment Objective	To achieve long-term capital appreciation by investing primarily in a combination of Hong Kong equity market index tracking funds (whether listed or unlisted). Please note that the Fund is not an index-tracking fund.	Invest primarily (i.e., no less than 70% of net asset value) in a combination of two or more equity market index tracking funds, where such indices measure the performance of companies (including PRC incorporated enterprises) listed in Hong Kong.
Denomination	HKD
Risk Rating (1-5)⁺ low (1) -> high (5)

AIA World Fund		Investment Mix
Investment Objective	To seek long-term capital appreciation by investing primarily in a combination of index tracking funds (whether listed or unlisted) that track equity market indices around the world. Please note that the Fund is not an index-tracking fund.	Invest primarily in a combination of two or more index tracking funds that track equity market indices around the world (no less than 70% of net asset value will be invested in equity market indices that track North American, European and Asia Pacific markets). And, may invest, to a lesser extent, in non-index tracking funds.
Denomination	HKD
Risk Rating (1-5)⁺ low (1) -> high (5)

⁺ The risk rating stated above is for reference only and is determined by AIA Company (Trustee) Limited based on the proportion of investments in equities, bonds and deposits & debt securities of the relevant investment funds. Such rating will be reviewed annually in accordance with prevailing market circumstances.

¹ For details of the guarantee features of AIA Capital Guaranteed Fund and AIA Guaranteed Fund, please refer to the Principal Brochure of the AIA Retirement Fund Scheme.

² The AIA Capital Stable Fund does not guarantee the repayment of capital under all circumstances.

^# The investment mix is for reference only and is subject to change at the discretion of the Investment Manager.

Investment involves risks, you may suffer significant loss of your investments and not all fund choices available under the Relevant Scheme would be suitable for everyone. Investment performance and returns may go down as well as up. Past performance is not indicative of future performance.

Investors are subject to the credit risks (including default and downgrade risks) of the Insurer in the case of a fund which invests in an insurance policy.

For further details including the fees and charges, product features and risks involved, please refer to the relevant Principal Brochure and Fund Fact Sheets.